Test your wealth before you risk it.
Nixo is your simulated finance lab. Build a portfolio, try savings, loans, and BNPL flows – and see the impact on your money before you move a single real cent.
No deposits required to start exploring. Upgrade later when you're ready to simulate full journeys.
A safe sandbox to learn how your money could behave.
Most people make money decisions blind. Nixo flips that. Instead of guessing what will happen after you take a loan,
start saving, or use BNPL, you can simulate it first in a clean, visual dashboard.
Add income, expenses, transfers, savings, and investments. Mix crypto and fiat. Watch how your timeline changes across days,
weeks and months – without touching your real balance.
Learn, test, and build confidence in your strategy – before you apply it to real life.
Whether you're planning your first savings goal or stress-testing complex investments, Nixo gives you the same thing every time: clear numbers, clean flows, and no hidden surprises.
- Simulated deposits & withdrawals
- BNPL journeys from A–Z
- Multi-currency dashboards
- “What if” scenarios in one tap
Everything you do with money, in one simulated app.
Build the same flows you’d use in real life – savings, investments, personal loans, BNPL, and more – then watch how each one changes your future balance before you use it for real.
Ready and running smoothly!
Ethan Carter
Payment Solutions Specialist"Nixo Finance’s 'Buy Now, Pay Later' feature is an impressive innovation in payment solutions. It not only helps users manage their purchases better but also provides a seamless integration with other financial services. I’ve found it to be an excellent resource for anyone looking to simplify their financial management."
Olivia Greene
Investment Consultant"Nixo Finance offers a seamless platform for investment opportunities. The variety of options, including stocks, bonds, and mutual funds, is impressive. I particularly appreciate the detailed analytics provided, which help me make well-informed decisions. It’s a great tool for anyone serious about growing their wealth"
Sophia Walker
Mutual Funds Analyst"As someone who specializes in mutual funds, I can say that Nixo Finance is an excellent platform for managing such investments. The transparency in fund performance and the ease of tracking them is remarkable. It's also great to see the flexibility they offer with options like 'Buy Now, Pay Later,' catering to a wide range of financial needs."
Lucas Mitchell
Financial Advisor"I’ve been recommending Nixo Finance to my clients for its user-friendly interface and innovative features. The 'Buy Now, Pay Later' service is a game-changer, especially for those who want to manage cash flow effectively. The platform's focus on both short-term and long-term financial solutions makes it a well-rounded platform"
Ready and running smoothly!
Nixo is already handling thousands of simulated flows every day, helping people rehearse their money moves before they act.
We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
Learn about our missionTrusted by leading organisations globally
NEVER PAY A HIDDEN FEE AGAIN
Model fees upfront, compare providers side by side, and understand what your recipient really gets before you move a single cent.
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Frequently asked questions
Here are the most common questions people ask before they start using Nixo to simulate their money flows.
To contact support directly, visit: https://nixo.top/user/ticket/all.
Build your money plan in a safe space.
No pressure. No real-risk funds. Just you, your goals, and a clear simulator that shows how your decisions could play out. When you’re ready to move in real life, you’ll already know what to expect.
Start your first simulation
Guided flows & in-app help
Bank-grade encryption, end to end
