Privacy policy

Welcome to Nixo Bank! We are committed to safeguarding your privacy and ensuring that your personal information is protected. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of information that you may provide to us through our website, https://nixo.top, and our services related to loans, investments, and other financial products.

1. Information We Collect

We may collect and process the following types of information:

1.1 Personal Information

We collect information that identifies you as an individual, including but not limited to:

Full name

Email address

Phone number

Physical address

Date of birth

Identification documents (e.g., passport, ID card, driver’s license)

Financial information (e.g., income, account details)

Employment details

1.2 Non-Personal Information

We collect non-personal data to improve our services, including:

Browser type and version

IP address

Operating system

Geolocation

Usage data (pages visited, time spent, etc.)

1.3 Cookies and Tracking Technologies

We use cookies and similar technologies to collect data about your interaction with our website. You can manage your cookie preferences through your browser settings.

2. How We Use Your Information

We use the information we collect for the following purposes:

To provide and improve our financial services (loans, investments, etc.)

To verify your identity and eligibility for our services

To process transactions and manage your accounts

To communicate with you about your account, transactions, and services

To comply with legal and regulatory requirements

To perform analytics and research for business purposes

To provide customer support and respond to inquiries

To prevent fraud, abuse, and other illegal activities

3. Disclosure of Your Information

We may share your information with third parties under the following circumstances:

3.1 Service Providers

We may share information with trusted third-party vendors and service providers who perform functions on our behalf, including payment processing, data analysis, customer service, and marketing.

3.2 Legal Obligations

We may disclose your information to comply with legal obligations, court orders, or in response to lawful requests from public authorities.

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

3.4 With Your Consent

We may share your information with your explicit consent or as directed by you.

4. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy unless a longer retention period is required or permitted by law.

5. Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, loss, misuse, or alteration. However, no data transmission over the internet is 100% secure. We recommend that you take appropriate measures to protect your information.

6. Your Rights

Depending on your location and applicable laws, you may have the following rights regarding your personal information:

Access: You can request access to your personal data that we hold.

Correction: You can request that we correct any incorrect or outdated information.

Deletion: You can request that we delete your personal information, subject to legal requirements.

Restriction: You can request that we restrict the processing of your data.

Portability: You can request a copy of your data in a structured, machine-readable format.

Objection: You can object to our processing of your data based on legitimate interests.

To exercise any of these rights, please contact us at [Contact Email].

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to read their privacy policies.

8. Children's Privacy

Our services are not directed at individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal data from a minor without parental consent, we will delete it promptly.

9. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Nixo Bank

Email: info@nixo.top

Address: 1020 S Figueroa St, Los Angeles, CA 90015, United States