Terms & conditions

Terms and Conditions

These Terms and Conditions govern your use of the Nixo Bank website located at https://nixo.top and the services we provide, including loans, investments, and other financial offerings. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these Terms and Conditions, you should not use our services.

 

1. Definitions 1.1 "Nixo Bank," "we," "us," or "our" refers to Nixo Bank, located at 1020 S Figueroa St, Los Angeles, CA 90015, United States.

1.2 "User," "you," or "your" refers to any individual or entity accessing our website or using our services.

1.3 "Website" refers to https://nixo.top and any content, services, or functionality provided through it.

1.4 "Services" refer to the financial products, loans, investments, and related offerings provided by Nixo Bank.

1.5 "Content" refers to any text, images, graphics, software, and other materials on the website.

 

 

2. Eligibility 2.1 By using our services, you represent that you are at least 18 years old and legally capable of entering into a binding contract.

2.2 You must not use our services if you are not legally eligible to do so or if your use of the services is prohibited by applicable laws.

 

 

3. Account Registration 3.1 To use certain services, you may be required to create an account. You must provide accurate and complete information when registering.

3.2 You are responsible for maintaining the confidentiality of your account information, including your password. You agree to notify us immediately of any unauthorized use of your account.

3.3 We reserve the right to suspend or terminate your account if we suspect any unauthorized or fraudulent activity.

 

 

4. Use of the Website and Services 4.1 You agree to use our website and services only for lawful purposes and in compliance with all applicable laws and regulations.

4.2 You must not use our services for any fraudulent, misleading, or unlawful activities.

4.3 You agree not to engage in any activity that may interfere with the operation or security of our website, including but not limited to hacking, introducing viruses, or attempting to access restricted areas.

4.4 We reserve the right to terminate or restrict your access to our website and services at our sole discretion if we believe you are violating these terms or engaging in unlawful behavior.

 

 

5. Loans and Investments 5.1 All loan and investment services provided by Nixo Bank are subject to separate agreements and terms, which will be made available to you at the time of application.

5.2 We do not guarantee the availability, suitability, or performance of any loan or investment product. You acknowledge that investments carry inherent risks, and you should seek independent financial advice before making any investment decisions.

5.3 By applying for a loan or investment, you authorize us to verify your creditworthiness and assess your eligibility based on the information you provide.

 

 

6. Fees and Payments 6.1 Fees associated with our services will be clearly disclosed at the time of the transaction. By using our services, you agree to pay all applicable fees.

6.2 You authorize us to charge any fees, interest, or other amounts due to the payment method you provide.

6.3 We reserve the right to modify our fee structure at any time. Changes will be communicated to you, and continued use of our services constitutes acceptance of any fee modifications.

 

 

7. Intellectual Property 7.1 All content on our website, including but not limited to text, graphics, logos, images, software, and designs, is the property of Nixo Bank or its licensors and is protected by copyright, trademark, and other intellectual property laws.

7.2 You may not copy, modify, distribute, sell, or use any content from our website without our prior written consent.

7.3 You are granted a limited, non-exclusive, and non-transferable license to access and use our website and services for personal or business purposes in accordance with these Terms and Conditions.

 

 

8. User-Generated Content 8.1 You may have the opportunity to submit, post, or share content on our website. By doing so, you grant us a non-exclusive, royalty-free, worldwide, perpetual license to use, modify, reproduce, display, and distribute your content.

8.2 You represent and warrant that you have the right to submit the content and that it does not infringe on any third-party rights.

8.3 We reserve the right to remove any user-generated content that we deem inappropriate, offensive, or in violation of these terms.

 

 

9. Privacy Policy 9.1 Our Privacy Policy, available at [link to Privacy Policy], explains how we collect, use, and disclose your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.

9.2 You are responsible for maintaining the accuracy of your personal information and updating it as needed.

 

 

10. Third-Party Links and Services 10.1 Our website may contain links to third-party websites or services that are not owned or controlled by Nixo Bank. We are not responsible for the content or practices of third-party websites.

10.2 You acknowledge that any transactions or interactions with third-party websites are solely between you and the third party, and we are not liable for any damages or losses arising from such interactions.

 

 

11. Limitation of Liability 11.1 To the fullest extent permitted by law, Nixo Bank shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business, arising out of or in connection with your use of our services.

11.2 Our total liability to you for any claim related to our services shall not exceed the amount paid by you, if any, for accessing the services in question.

 

 

12. Indemnification 12.1 You agree to indemnify, defend, and hold harmless Nixo Bank, its affiliates, officers, directors, employees, agents, and licensors from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to your use of our website, violation of these Terms and Conditions, or infringement of any third-party rights.

 

 

13. Termination 13.1 We reserve the right to suspend or terminate your access to our website and services at any time and for any reason, including but not limited to violations of these Terms and Conditions.

13.2 Upon termination, all provisions of these terms that are intended to survive termination shall remain in full force and effect, including but not limited to intellectual property rights, disclaimers, limitations of liability, and indemnity.

 

 

14. Governing Law 14.1 These Terms and Conditions are governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law principles.

14.2 Any disputes arising from these terms or your use of our services shall be resolved exclusively in the courts of California.

 

 

15. Changes to These Terms 15.1 We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date.

15.2 Your continued use of our website and services after any modifications indicates your acceptance of the revised terms.

 

 

16. Severability 16.1 If any provision of these Terms and Conditions is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

 

 

17. Entire Agreement 17.1 These Terms and Conditions, together with our Privacy Policy and any other documents referenced herein, constitute the entire agreement between you and Nixo Bank concerning your use of our services.

 

 

18. Contact Information 18.1 If you have any questions, concerns, or comments regarding these Terms and Conditions, please contact us at:

Email:

info@nixo.top

Address: 1020 S Figueroa St, Los Angeles, CA 90015, United States